If you have one credit card, you probably get tons of offers for more in the mail. I sure do. Who needs all that junk? It's a waste of paper and time sorting through it all.

Green living guru Danny Seo has a wicked little idea for disposing of those unwanted missives.

Open up the offer and take out the postage-paid envelope. Take all the junk the credit card company sent you, and stuff it into that return-to-sender envelope. Pop it back into the mail. The company paid that postage, so it's paying to receive its own garbage back!

Maybe if enough people did this, credit card companies would think twice about spamming us with endless offers for cards we don't need.

Of course, you can also try to get off the lists in the first place.

IF I HADN'T ALREADY CALLED ALL THOSE DARN CREDIT CARD COMPANIES AND TOLD THEM TO QUIT MAILING ME THIS STUFF, I WOULD HAVE DONE THIS.  TOO FUNNY, AND I BET IF WE DID DO IT, THEY'D QUIT SENDING THE STUFF OUT.  LOL